What You Need to Know About Life Insurance Settlements

Life insurance plays many roles in estate and financial planning. Beyond providing protection for families or liquidity for estates, policies can also have secondary market value under certain circumstances. Studies show that a high percentage of policies never pay a death benefit because they are surrendered, lapse, or expire. Understanding the full range of options available to policyholders helps advisors give more informed guidance.

In this session, we'll explore the evolving life settlement market. We'll hear how these transactions work, what factors determine value, and when selling a policy might or might not be appropriate for a client’s broader financial plan.

Presenter:

David Rosell, Founder and Chief Prosperity Officer, Exemplar Wealth Advisors
David Rosell has over 25 years of experience helping individuals, families, and business owners with retirement planning, business transitions, and tax strategies. He offers practical insight into how life insurance fits into broader financial decisions.

What You'll Learn:

• Common reasons why someone may no longer want or need their life insurance policy

• The different options available when deciding what to do with a life insurance policy

• The biggest misconceptions about selling a life insurance policy

• How the process of selling a life insurance policy works

• Situations when selling a policy may not be the best choice

• Potential financial outcomes from selling a life insurance policy

• Real case studies illustrating successful life settlements

• The key fact everyone should know about life insurance policies

Please RSVP for the event by November 7th to secure your seat.  Your RSVP is crucial for us to provide 10 Barrel with accurate numbers for food and seating arrangements.

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