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What happens to an estate and financial plan when life suddenly changes?
Join us for a panel discussion built around a hypothetical family navigating an unexpected diagnosis — whether a stroke, cancer diagnosis, or disabling condition. Through this case study, we will explore how estate planning, financial strategy, and public benefits coordination must adapt in real time.
An estate planning attorney, financial planner, and Social Security disability attorney will walk through the legal, financial, and benefits considerations that arise when a family’s circumstances shift overnight — and how advisors can respond proactively and collaboratively.
Discussion Topics:
Using our hypothetical family scenario, we will examine:
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How incapacity reshapes powers of attorney, trusts, guardianship, and decision-making authority
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When to apply for Social Security Disability Insurance (SSDI), what qualifies, and how eligibility impacts the broader financial plan
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How income disruption changes retirement projections, withdrawal strategy, and overall cash flow modeling
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How investment allocation may need to shift in retirement accounts and taxable portfolios after a diagnosis
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Long-term care planning and asset protection considerations
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Practical coordination challenges between legal documents, tax planning, and public benefits eligibility
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Planning for significant out-of-pocket medical costs, including deductibles, co-insurance, uncovered treatments, and home modifications
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Business ownership considerations — buy-sell agreements, key person risk, disability clauses, and succession implications
Speakers:
Ari Halpern, Halpern Law, Social Security Disability Attorney
Contacts
Email addresscoepcbend@gmail.com