Medicare is often treated as a healthcare decision, but it can have major implications for taxes, retirement income, and long-term planning. Join us for a practical discussion on avoiding costly enrollment mistakes, navigating Medicare Advantage versus Medigap, managing IRMAA surcharges, and helping clients make smarter Medicare decisions as part of their overall retirement strategy.

What You'll Learn:

• Medicare basics, including Parts A, B, C, and D, along with common coverage gaps such as long-term care, dental, and vision.

• Common Medicare enrollment mistakes and how advisors can help clients avoid costly late-enrollment penalties.

• Medicare Advantage versus Medigap from a planning perspective, including flexibility, predictability, and potential lock-in concerns.

• IRMAA premium surcharges and how Roth conversions, capital gains, RMDs, and other income events can increase Medicare costs.

• Medicare planning considerations for higher-net-worth retirees, particularly when taxable income includes investment gains or real estate sales.

• Important Medicare enrollment dates and deadlines, followed by an open Q&A

Speakers:

Henrik Jahn | Owner & Principal Agent | InsureBend

Henrik founded InsureBend over 20 years ago, bringing the precision and discipline he developed as an F-16 pilot in the Royal Danish Air Force to the intricacies of insurance planning. A leading Medicare advisor, he also helps clients navigate individual and group health, disability, life, and long-term care insurance.

Henrik believes every family deserves a trusted advisor who puts their interests first—that's the standard he holds himself to with every client he serves.

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